You know what good coverage looks like. You shouldn't have to overpay for it.
Your agent compares total cost - premium + deductible + OOP max - across multi-state PPOs, checks your formulary, and confirms your providers are in-network. Most nurses save $200–400/mo. $0 fee.
The people on the other end of the line.
Most nurses are overpaying by $200–400/mo.
You know the system - you shouldn't have to overpay to navigate it. Multi-state PPO, formulary checked, and total cost that makes sense. Here's who saves the most.
Multi-state PPOs from $180/mo after subsidies. Same networks, fraction of the price.
Gap income between contracts often qualifies for $300–500/mo in tax credits. We check live.
Bridge plan from $180/mo. Switch when you onboard - total cost compared before you commit.
Your employer's family tier might cost $600+/mo. We compare marketplace total cost side-by-side.
Three steps. About twelve minutes.
A licensed agent picks up in under a minute. No phone tree, no hold music.
ZIP, ages, your nursing schedule, doctors, prescriptions. We check formularies and networks - the step Healthcare.gov skips.
Total cost - premium + deductible + OOP max - across multi-state PPOs from 6+ carriers. Pick and enroll, same call.
Twelve minutes. Here's the script.
We tell you exactly what your agent will ask - so you know what to have in front of you before you pick up.
A licensed agent picks up
No phone tree, no transfers, no hold music. Median answer time: 38 seconds.
They ask your ZIP and the ages of anyone covered
So they can pull plans actually available in your state - and confirm the right metal tier for your household.
They ask which doctors and meds matter to you
So they can rule out plans that don't include your providers or formulary. This is the step the marketplace skips.
They show you 3–5 plans side-by-side
Premium, deductible, max out-of-pocket, network size, and a plain-English read on what each gets you.
You pick - they enroll you on the call
Same call. Effective date is typically the 1st of next month. Confirmation by email and SMS within an hour.
You hang up insured
No follow-up sales calls, no info sold to anyone. If you change your mind, we have a 30-day support window - same agent.
You pay nothing. Ever.
We're paid a flat commission by the carrier when you enroll - the same amount whether you pick a BlueCross PPO or an Ambetter HMO. We have zero incentive to push you toward anything but the plan that fits. We don't sell your information. We don't email you for weeks.
PPO, HMO, EPO - in plain English.
For nurses & healthcare workers: Most nurses prefer PPO - broader network, no referrals, in-network specialist access matters when you know exactly who you want to see.
Any in-network provider, no referrals. Out-of-network covered at lower rates.
Pick a primary care doctor. Specialists need referrals. Care stays in-network.
PPO-style flexibility within a defined network. No referrals, no out-of-network.
What a 12-minute call actually saved these nurses.
"Was paying $820/mo COBRA between travel contracts. Agent found a BCBS PPO with the same national network for $290. Saves me $6,360 a year."
"Didn't know I qualified for a subsidy as a per-diem nurse. Turns out I was eligible for $420/mo in tax credits. One call saved me $5,000 a year."
"The cheap plan I almost picked didn't cover my BP meds. The agent checked the formulary before I enrolled and found one $40/mo more that covered everything."
"I started this in 2014 after getting burned by a quote-form site when I was uninsured between jobs. We're the brokerage I wished existed then - one call, one licensed agent, real plans, no spam."
Common questions for nurses & healthcare workers.
Total cost = premium + deductible + out-of-pocket max. Most nurses we help pay $180–$420/mo after subsidies. A $200/mo plan with a $9,000 deductible costs more than a $310/mo plan with a $2,000 deductible. Your agent compares total cost, not just the sticker price.
Yes. PPO plans with national networks (BlueCross, UHC Choice Plus) cover in-network care in any state. Your agent confirms coverage for your upcoming contracts before you enroll.
Roughly 4 out of 5 marketplace enrollees qualify. Per-diem and travel nurses often qualify based on W-2 income in gaps between contracts. Your agent checks in real time - most nurses are surprised.
We pull the formulary from each carrier's plan and match it against your meds before you enroll. If something isn't covered, you'll know before you sign - not at the pharmacy.
Loss of employer coverage triggers a 60-day Special Enrollment Period. Coverage can start the 1st of next month. Don't wait - call now.
No. We're one brokerage, not a lead-gen site. Your info stays with us. No follow-up spam, no drip campaigns, no selling your number. BBB A+ rated.
100% free to you. Carriers pay us a flat commission - the same amount regardless of which plan you pick. Zero incentive to push one carrier over another.
12 minutes. Real savings.
Most nurses qualify for subsidies they didn't know about. One call, one agent, $0 fee.
(866) 605-0702